We pay your bill now. You pay it back later.

BillFloat gives you more time to pay your bills.

How BillFloat Works
  • Need more time to pay your bill?

    At BillFloat we understand that life can throw the unexpected at you. That's why we created a simple and trusted way to get you more time to pay your bills.

  • Why use BillFloat?

    • Get up to 30 more days to pay in minutes
    • You just need a bank account to apply
    • Low fees, private and secure

Float your bill now. Pay up to 30 days later.

We've partnered with your service provider to get you more time to pay your bill. We pay your bill now, you pay it back up to 30 days later. Depending on your situation you may be asked to pay a portion of your bill upfront. You get peace of mind and the financial flexibility you need.

Avoid delays in your service.

When using BillFloat before your bill is due, you get the breathing room you need. BillFloat helps you get ahead of your financial obligations to avoid late fees, overdraft charges and expensive loans.

Get more time with complete security and privacy

Sign up is quick and secure - select BillFloat as your payment method, answer a few questions and accept the terms. Your transaction takes place on BillFloat's secure infrastructure that is compliant with critical financial services industry rules and regulations. Fast, easy and secure.

Your data is safe with BillFloat

BillFloat is monitored and verified by TRUSTe, VeriSign and McAfee.

McAfee | TRUSTe | Verisign

BillFloat FAQs

How do I use BillFloat to float a bill?

Simply choose BillFloat as your payment option in the payment flow. Create an account, answer a few questions and accept the terms. That's it, you're done!


Why may I be asked to pay some of my bill upfront?

We work very hard to float your entire bill. However each BillFloat customer is unique so we sometimes ask for an upfront amount. When you repay BillFloat responsibly you will shortly be eligible to pay even more bills at one time.


How do I use BillFloat again?

Simple - select BillFloat as your payment option when paying your bill. Then just log in to your BillFloat account, review and agree to the payment information, and you're done. You can also use BillFloat at the thousands of other service providers in our network by logging into your BillFloat account at www.billfloat.com.


How do I repay BillFloat?

You provide your bank account information or debit card, and we'll do the rest. On the repayment due date, we'll automatically debit your bank account for the full amount of your bill. We'll also send you a reminder in advance.


When will my BillFloat transaction post at my service provider?

We process your transaction immediately. However, it can take up to 3 days to post in your account at your service provider, depending on their accounting system.


How many bills can I float with BillFloat?

BillFloat currently has a limit for new customers of 1 bill float per month up to a maximum of $200 per bill. As you pay BillFloat back responsibly, you can become eligible to float even more bills at one time.


How can I contact BillFloat to find out more about floating my bill?

The best way to find out more about BillFloat is to visit the BillFloat website at www.billfloat.com.